Asset coverage

Everything a WillWolf vault can hold.

Seven structured categories, each with custom fields and encrypted document storage, because a demat account, property deed, and design patent require different records.

Category 1 of 7

Real estate

Encrypted Document Vault

Kinds you can record

Residential Commercial Agricultural Industrial Plots and vacant land Rights or share in a property

Documents it holds

Photo Ownership documents Demarcation document Other document

Why it matters

Property is the asset families argue over most, and the one whose paperwork is hardest to find after a death.

What the vault asks for

  • A municipal address or a revenue one, with khasra, survey, khata, municipal property ID and property tax ID
  • Area in square feet, square yards, square metres, acres or hectares
  • Ownership as freehold, leasehold, development rights or co-ownership
  • Co-owners and the exact share each one holds
  • A loan against the property, with lender, account number, outstanding amount and EMI
  • Whether the boundary is demarcated, and where the papers are kept
Category 2 of 7

Financial assets

Encrypted Document Vault

Kinds you can record

Bank accounts Fixed deposits Stocks and shares Mutual funds Bonds Debentures Demat accounts

Documents it holds

Passbook Cancelled cheque Statement FD receipt Share certificate Broker statement CAS Bond certificate Other document

Why it matters

The accounts a family would otherwise have to find by writing to every bank and registrar in turn.

What the vault asks for

  • Bank, branch, account number, account type and IFSC
  • FD number, deposit amount, interest rate and maturity date
  • ISIN, folio number, number of shares and the exchange they are listed on
  • Fund house, scheme, plan, option and units held
  • Certificate number, face value and coupon rate for bonds and debentures
  • Depository, broker, demat account number and trading client ID
  • Joint holders and the nominee already on record with the institution
Category 3 of 7

Retirement and insurance

Encrypted Document Vault

Kinds you can record

Health insurance Term life insurance Life insurance Personal accident insurance Critical illness insurance Group insurance EPF PPF NPS Gratuity EPS Superannuation fund Pension and annuity plans Post office savings schemes SCSS Sukanya Samriddhi

Documents it holds

Policy document Passbook Statement Certificate KYC document Other document

Why it matters

Sixteen kinds in three groups, and the only category where every single one is open today.

What the vault asks for

  • Policy number, sum insured, start, expiry and renewal dates
  • Who the policy holder is, and every member it covers
  • UAN and PF account number for EPF, and PRAN for NPS
  • Account or certificate numbers for post office schemes, SCSS and Sukanya Samriddhi
  • The agent or representative to call, and the insurer customer care number
  • Where the physical papers are kept
Category 4 of 7

Intellectual property

Encrypted Document Vault

Kinds you can record

Patents Copyright Trademarks Design rights Trade secrets and know-how

Documents it holds

Registration or application Licensing agreement Work sample Trademark image Other document

Why it matters

The assets ordinary will-writing skips entirely, and the ones founders and creators care most about.

What the vault asks for

  • Application or registration number, filing date and current stage
  • Whether it is licensed, on what basis, to whom, and on what commercials
  • Trademarks class by class, each with its own status, number and beneficiary split
  • Design class, representation type, territory and expiry
  • Trade secret custodians, and the measures protecting it
Category 5 of 7

Vehicles

Encrypted Document Vault

Kinds you can record

Car Bike or motorcycle Truck Boat Yacht Other

Documents it holds

Photo Registration certificate Insurance certificate Other document

Why it matters

A transfer stalls without the registration details, and they are rarely written down anywhere a family can reach.

What the vault asks for

  • Registration number and the state it is registered in
  • Brand, model, and your own name for the vehicle
  • Estimated value in INR, stored in the clear only as a coarse band
  • A loan against the vehicle, with lender, account number, outstanding amount and EMI
  • Where the vehicle is kept, and any identifying marks worth recording
Category 6 of 7

Valuables

Encrypted Document Vault

Kinds you can record

Jewellery and precious materials Art and paintings Antiques Watches Other valuables

Documents it holds

Photo Valuation certificate Purchase invoice Insurance certificate Other document

Why it matters

Worth is a matter of opinion here, which is exactly why the description has to be precise.

What the vault asks for

  • Where the item is kept
  • Material and weight in grams for jewellery, across gold, silver, diamond and other
  • Artist and medium for art, across oil, acrylic, watercolour and other
  • Type, material and period for antiques
  • Brand, model and movement for watches
Category 7 of 7

Household goods

Encrypted Document Vault

Kinds you can record

Furniture Electronics and appliances Other household items

Documents it holds

Photo of the item Purchase bill Purchase invoice Warranty card Other document

Why it matters

The contents of a home, recorded once instead of argued over.

What the vault asks for

  • Item name, where it is in the home, and how many there are
  • Condition, from new through excellent, good, fair and poor
  • Serial number and IMEI
  • Warranty provider and expiry date
  • Purchase date and any identifying marks
  • Estimated value in INR, stored in the clear only as a coarse band

True of every category

Two rules that apply whatever you are recording

Both are guarantees the app enforces cryptographically, whatever you are recording.

Shares have to add up to 100%

Every asset carries its own beneficiary split, and the app will not let you save one that does not total 100%. You can also say the executor should sell it and divide the money instead.

The exact value never leaves your device

What you record an asset as being worth is encrypted with the rest of it. Only a coarse band is stored in the clear, so we can count how many people use the product without being able to tell what anyone owns.

Start with one asset today

You do not have to record everything at once. Add one bank account or deed, name a beneficiary, and return whenever you are ready.